What you can ask
- Write-offs: truck costs, fuel, insurance, phone, ELD, gear, health insurance, per diem, and what doesn’t count.
- Brackets and take-home: how federal brackets work, what you keep from a given income, W-2 vs 1099.
- Self-employment tax and quarterly payments: how much, when due, how to avoid penalties.
- Per diem: the 2026 rate, who qualifies and what records to keep.
For your own numbers, use the 1099 vs W-2 calculator first. The helper will use the figures from it.
About this free AI helper
- It explains 2026 U.S. federal rules in plain English and can be wrong. It is not a tax professional and gives general education only.
- Please don’t enter personal details (name, SSN, addresses, account numbers). Questions are processed by Google’s Gemini AI service; on Google’s free tier, submissions may be used to improve Google products.
- We limit questions per person per day so the free service stays available for everyone.
Frequently asked questions
Is the truck driver tax helper free?
Yes. It is free with no sign-up. We limit how many questions each person can ask per day to keep the service available.
Is the AI giving me tax advice?
No. It gives general, educational information based on 2026 U.S. federal rules and can make mistakes. Confirm anything important with a tax professional or IRS.gov.
What can a 1099 truck driver write off?
Common examples include truck payment or lease, fuel, tolls, insurance, repairs and maintenance, tires, ELD and GPS subscriptions, phone, DOT physicals and drug tests, CDL and endorsement fees, uniforms and safety gear, parking and scale fees, accounting fees, self-employed health insurance, and per diem. Costs must be ordinary, necessary and documented, and personal expenses don’t count.
Does the helper store my questions?
This site does not store your questions or answers. They are sent to Google’s Gemini service to generate a reply. Please avoid entering personal information.
Want to earn more than your numbers show?
Tell us what you haul and what you need, and we’ll rank open CDL-A jobs for you. Free for drivers. No fees, ever.
These tools give estimates for education only using 2026 U.S. federal rules (figures as of October 2026). They are not tax, legal or financial advice, and your real tax depends on your full situation, your state, and the choices you make on your return. Talk to a tax professional before making decisions. Sources: IRS Rev. Proc. 2025-32, IRS Notice 2026-60, SSA contribution and benefit base.